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Phone: (802) 592-3234 EmailAddress: 185 Church St., Peacham, VT 05862
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Phone: (802) 479-3388EmailAddress: 99 Washington St. Suite 1 Barre, VT 05641

Business Insurance in Vermont and New Hampshire

The main types of business insurance you should consider include:
General Liability Insurance
General liability insurance is a foundational type of business insurance that protects a company against claims of bodily injury, property damage, and personal injury caused to third parties during the course of business operations
Commercial Auto Insurance
Commercial auto insurance is a type of policy that covers vehicles used for business purposes. It protects against financial loss from accidents, damage, or theft involving business-owned vehicles or vehicles used for work-related tasks.
Property Insurance
Property insurance is a type of insurance that protects physical assets owned by a business or individual against loss or damage due to events like fire, theft, vandalism, or certain natural disasters.
Product Liability Insurance
Product liability insurance protects businesses against claims arising from the manufacture, sale, or distribution of products that cause injury, illness, or property damage.
Business Owner's Policy
A business owners policy (BOP) is a bundled insurance package designed specifically for small to medium-sized businesses. It combines several key coverages into one policy, making it more convenient and cost-effective than buying each coverage separately. Typically includes; general liability, commercial property and business interruption insurance.
Workers’ Compensation Insurance
If you have employees, you must, by law, participate in workers’ compensation programs. Workers’ compensation insurance is a legally required insurance policy that provides medical benefits and wage replacement to employees who are injured or become ill due to their job.
Directors & Officers
Directors & officers (D&O) insurance is a liability insurance policy that protects the personal assets of corporate directors and officers — as well as the company — in case they are sued for decisions made while managing the company.
Professional Liability
Professional liability, also known as errors and omissions (E&O) insurance, is a type of insurance that protects professionals and businesses against claims made by clients for negligence, mistakes, or failure to perform services as promised.